![]() Need an appraisal for an FHA-backed mortgage? Call Willhite Appraisal ServiceRest assured that Willhite Appraisal Service is an FHA-approved appraisal provider in TX. We are qualified and approved to do appraisals for FHA insured loans. Part of the regular training our staff at Willhite Appraisal Service completes deals exclusively with decoding the FHA's documentation and their rules and procedures. If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. If your property loan is FHA approved, that means that the loan has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders with protection with mortgage insurance in case the borrower defaults on his or her loan obligations. Applicable to all homebuyers, FHA loan programs are designed to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration provides are incredibly beneficial to purchasers with less starting income. |